Edited by Piyush, Reviewed by Vardhan

Bicycles are slowly making inroads into our cities. Our Cities, which have been under siege by the smoke emitting and oil guzzling motors, are seeing a growth of passionate and dedicated cyclists.

It is evident from the number of cycling clubs sprouting up that a lot of people are considering cycling as a hobby or a workout option. And why not? It is a safe, easy and fun way to commute and it also improves your health and well-being.

If more and more people will opt for cycling, our cities will see a considerable rise in the air quality and reduction in traffic congestion.

Many of the European cities have even taken it upon themselves to make their roads and suburbs more cyclist friendly and discourage cars. Therefore, it is about time that one takes up cycling.

budget cycles

However, there is no straight answer to the question what is the best cycle that will meet all your requirements. Any professional will tell you that it all depends on what is your primary objective with a cycle.

Some might be opting for cycling to exercise as opposed to spending an hour at a gym while some will prefer a cycle as a means to get to work every day. And some people might just want to relax riding around in parks while listening to music and forget all their problems.

You will need to shell out considerable money to get your hands on a good bicycle that meets all your specifications. A serious cyclist should be ready to spend anywhere starting from forty thousand rupees to a couple of lakhs. But as a beginner, its natural to be apprehensive about spending so much on an item.

Hence, we have curated a generic list of the best cycles you can buy in India under the range of rupees 10k, 15k and 20k. Following are categorized as beginner’s bicycles. They are comparatively cheaper but do give a quality riding experience for a beginner.

We Highly recommend you to read the Budget Cycles Buying Guide at the end of this article to get in-depth knowledge about latest bicycle technologies and  tips on making an informed decision about which product to buy for your needs 🙂

Let's explore the list and have a look at the features along with the pros and cons of the Top 10 Best Budget Cycles Under 10K, 15K and 20K in India.

Top 10 Best Budget Cycles Under 10K, 15K and 20K in India

Although my favorite among all is BTWIN Riverside 100 Hybrid Cycle but you must check all of them to make your buying decision.

1. BTWIN Riverside 100

BTWIN Riverside 100


  • Comfortable Steel frame
  • Plastic Brakes levers steel V brakes.
  • Duro Corbura Hybrid Road/Trail tyres.
  • Weight around 14Kg
  • 6 Speed Gears with Revo Shifters

French multinational Decathlon have stores popping up in and around the country in recent years with sole aim of providing affordable yet quality sport products.

Riverside 100 from BTWIN available at any Decathlon store is the best a beginner can opt for under ten thousand bucks.

It’s a handy hybrid bicycle which allows you to switch between roads and trails. This cycle is designed for comfort and guarantees ease of use.

Riverside 100 is lightweight and is available in Medium and Large sizes. It is perfect for casual rides in parks and not so rough trails. 

Moreover, BTWIN offers lifetime warranty on frames, handlebars and stem.


  • Comfortable for short rides
  • Road and Trail Compatible


  • A bit heavy

2. Mach City iBike Medium 26 T

Mach City iBike Medium 26 T


  • Lightweight Steel Frame
  • Front and Rear Wire Brakes
  • 21 Gears (Shimano) with thumb shifters

Mach City iBike is a commuter bike designed to be used for casual rides or short commuting.

It can even be taken for a 10 to 15 kilometers ride every day. It has lightweight steel frames and size designed for adult men.

It is highly recommended for school goers or someone who prefers to ride to work.


  • Comfortable riding posture
  • Multiple sizes and color variants available


  • Shorter grip space

3. Mach City iBike 

Mach City iBike


  • Lightweight Steel Frame
  • Gearless
  • Alloy V-Brakes

Mach City also offers an excellent value for money beginner bicycle for Women.

iBike for Women offers a decent build cycle for the amount we pay. This is a gearless bike and is lightweight.

This cycle is aimed at those who commute short distances around the city or in parks.

It is recommended for women who would want to take up cycling as an exercise routine or girls who prefer riding to their school or tuitions.


  • Value for money
  • Very comfortable


  • Brakes are a bit inadequate in wet terrains

4. Cosmic Trium 29T 21-Speed

Cosmic Trium 29T 21-Speed


  • Mild Steel Frame
  • 28-inch tires with rear wheel disc brakes
  • 21 Shimano Gears
  • Front Suspension

This Mountain Bicycle from a fairly unknown brand Cosmic have received rave reviews and is highly recommended on bicycle forums across the country.

Trium’s superior build quality and its ride quality is really worth the money that you pay making it one of the best MTB that you can find under 15000.

The bike is also pretty stylish and is guaranteed to grab attention.


  • Stunning Looks
  • Excellent Front Suspensions


  • A bit heavy

5. BTWIN RockRider 340

BTWIN RockRider 340


  • Reinforced Aluminum Frame
  • 80mm Front Suspension
  • Front and Rear V-Brakes
  • 7 Speed Gears

Rockrider 340 is a hybrid MTB catering to people who are looking for a cycle for long commuting in city and also go on off-road trails.

Its raised position and front suspension allow for comfort rides. Its build combines durability and lightweight.

Coming from BTWIN, you can be assured of maintenance and its after sale services.

With its ability to glide through potholes and rough terrains, Rockrider 340 takes pride in calling itself a true mountain touring bike.


  • Value for Money
  • Lifetime warranty on frames


  • Saddles aren’t that comfortable as per users

6. Hercules Roadeo A375 26 T 

Hercules Roadeo A375 26 T


  • Aluminum Alloy Frame
  • Front Disk Brakes and Rear Wire Brakes
  • Front Suspension
  • Weight 16.5Kg
  • 21 Shimano Easy Fire Gears

Hercules’ Roadeo series bicycles are one of the best bicycle series for off-road bicycling in India, majorly aimed at adventurous teenagers.

They are specifically designed for bumpy rides on hilly terrains

With solid built aluminum alloy frame, front suspension and front disc brake, this bike is a real steal if you are looking for an MTB. Moreover, it looks absolutely stunning.


  • Excellent design and looks
  • Comfortable riding position


  • Braking isn’t adequate as per some users

7. Firefox Rapide 21S

Firefox Rapide 21S


  • Alloy Frames
  • Rim Brakes
  • Front Suspension

Rapide 21S from Indian Cycle Manufacturers Firefox is claimed to be one of the finest entry level bicycles in India.

This bicycle is a good-looking hybrid. As the name suggests, ‘Rapide’ is one high speed bicycle.

It is a premium bicycle that you can saddle up on under twenty thousand and comes highly recommended from Cyclist Clubs.


  • Premium design and paintjob
  • Value for money


  • Heavy wheel set

8. Montra Helicon Disc 

Montra Helicon Disc


  • Aluminum Alloy Frame
  • Dual Disc Brakes
  • 21 speed Shimano gears
  • 27.5x1” Wheel Size

In all black and sporting a majestic look, Montra Helicon Disk is a powerful hybrid bicycle that you can get your hands on.

It rides like a beast on roads and handles itself brilliantly on mountainous trails. The impressive tires give terrific grip on all kinds of terrain. 

Aluminum alloy frame makes it lightweight and sturdy. It is highly recommended for someone who uses bikes quite often.


  • Stunning looks and stylish design
  • Lightweight wheels


  • Gearing is a bit noisy as per users

9. Montra Trance

Montra Trance


  • Mild Steel Frame
  • Front and Rear Wire Brakes
  • 21 Gears (Shimano) with thumb shifters
  • Front Suspension
  • BMX Style handlebars

Trance is another excellent entry level hybrid bike under twenty thousand that you can buy in India.

It is a hybrid bicycle which can be used in any terrain with much comfort. Either commuting to work or go off-road or both, this bicycle is always game.

Its perfect geometry lets you be faster on long rides and be stable on rough terrains. Trance is a perfect product that gives you an exquisite riding experience.


  • Comfortable
  • Fast rolling tires


  • Braking is a bit sluggish

10. FireFox Karma

FireFox Karma


  • Alloy Hybrid Frame
  • V-Brakes
  • 7-Speed Shimano Gear
  • Telescopic Suspension in Front

Firefox Karma is a brilliant hybrid urban bicycle which looks quite beautiful on road. With its alloy hybrid frame allowing for easy climbing, Karma can be considered a women friendly bicycle also. It’s a decent entry level bicycle for city and paved off-road trails.


  • Easy mounting
  • Strong alloy frame


  • A bit heavy

Buyer's Guide: How to Purchase Budget Cycles

Advantages of Cycling

Cycling is perhaps one of the best fitness routines anyone can engage in. There are reports which claim that cycling reduces the risk of heart diseases. Cycling as all other exercises assists in weight loss and improves your muscles.

Regular cycling also improves mental health being by improving your navigational skills, handling skills and special awareness. It allows you to sleep better and helps in boosting your brain power. Apart from health benefits, another advantage of cycling is reflected in your pockets.

They do not require road tax, insurance, and the regular need to stand in a queue at a petrol pump. Neither do they demand servicing every three months. They also can be parked anywhere. Cycles take up much lesser space than a regular car and hence reducing the traffic congestion.

They also consume only a fraction of energy compared to a car or a motorbike. Cycles produce no pollution and hence is the most environment-friendly travelling option available. So, we can surmise that cycling is not only good for the health but it is economically viable and a much-needed answer to the problem of traffic and pollution, plaguing our cities.

Types of Cycles

Before we get into the kinds of bicycles we can get, we need to understand the types of bicycles which are out there.

  • Mountain Bicycles or MTBs – are designed to go off roads.Cyclists who are bit adventurous or are not much fond of breathing city air and expect to find themselves in rocky trails should opt for MTBs.These cycles can easily glide through bumps and gravels and dirt tracks.Their key features include good suspension so that you would not feel the bumps.They have wider tires allowing you not to fall over while riding extreme terrains.
  • Road Bikes – are designed to ride on paved roads and hence are also referred to as City Cycles.They are really narrow vehicles which allow for reduced friction. They usually come with low bent handles and high gears.These features enable the rider to gain high speeds on straight roads and hence commute faster.If you are looking for a cycle for long distance rides, you should definitely opt for a Road bike.
  • Hybrids – Combine the advantages of an MTB and a Road Cycle.This is designed for someone who prefers both experiences.One can take this for casual trail or can opt this in cities to go to work.However, as it’s a bit of both and not single purpose.A hybrid is neither suitable for harsh mountain riding nor is it suitable for long distance road trips.

Apart from these major categories there are also BMX and folding type bicycles. BMX is an extreme sport bicycle that is designed for racing on rough, cross country terrains. Folding bicycles can be folded into compact form while you travel on trains/bus before getting back on the cycle.

They can be easily carried into buildings, buses etc. and can be stored in compact spaces like the dickie of a car or a wardrobe. These are special cycles and hence are not subject of this article.

Types of Cyclists

Having defined types of cycles, it is now important to understand what kind of cyclist you tend to be. A cyclist more or less falls under the following four categories. As a beginner, one needs to ask what exactly are they planning to do with a bike and which of the following category resonates with them the most.

  • Casual Cyclist: A casual cyclist is someone who would take up cycling as an exercise routine. They would normally glide around in parks or on a trip to the grocer. They rarely do tend to go on heavy trails or on long rides. A regular hybrid is recommended for such a user.
  • Commuter: People who think there will be a rough usage of the cycle fall under this category. Such a rider will use cycles to commute to work or school every day. A commuter would use the cycle pretty regularly. Hence, it is extremely important that the cycle be super comfortable and lightweight enough. A hybrid road bicycle would be apt for such a rider.
  • Long Distance Cyclist: Like a marathon runner, endurance cyclists prefer to push extremes. Such kind of cyclists tend to go long and intense cross-country road trips on their bikes. For a long-distance endurance cyclist, a good Road Bike is recommended.

Factors to Consider Before Buying

  • Comfort: Saddle, the type of handle, the correct frame size of the cycle and the weight are important parameters to consider before you buy a cycle. If anyone of the above parameters isn’t suited to your liking, then it is not worth buying that cycle. Each person will have their own requirement and thus it is important to test ride the cycle before making that purchase.
  • Frames: The build of the cycle varies from a mild steel for a cheap and lightweight one to Titanium which is way expensive and heavy. According to user requirement, a lightweight for commuters and long-distance cyclists and a heavy frame for off-road cyclists is recommended. A frame made of good material is durable and will live for long.
  • Breaks and Tires: Safety is of utmost importance when you consider potholes, non-stop traffic and moody weather of the Indian cities. It is important to go through the kind of brakes and the tires fitted on the bicycle before proceeding to buy them. It will be important to keep in mind that a 26” tires are the most common form of tires in India and will be available in any regular cycle shops.
  • Suspension: Front and Rear end shocks that absorbs bumps and jerks are called suspension. They are very much important if you are considering going on trails. For beginners, a dual suspension is not recommended. However, it is good to have a cycle with good front suspensions.
  • Budget: The most important thing to consider before buying a cycle is how much you are ready to spend on it. Though, as mentioned earlier you will be able to buy sturdier and better-quality cycles, the more you are able to spend. However, you will still get a good deal on cycles at much cheaper prices. The trick is to narrow down your requirements and opt for the best one that meets most of your specifications.

Here is the List of Top 10 Best Budget Cycles Under 10K, 15K and 20K in India

Final Thoughts and Recommendations

Unlike few years back, when cycling industry only catered to serious cyclists, today we have array of excellent bicycles for casual and beginner riders. Buying a bicycle is similar to buying any other vehicle like a car or a motorcycle. And like any other vehicle, a bicycle is also going to define your personality.

To find that perfect piece that is specific to your image, you need to invest some time and effort. So, the first step to take would be to head to your nearest cycle shop and talk to an expert. Better if you have a cyclist friend, you can tag them along.

Taking test rides of the cycles is the best way to understand your preferences. See if you are someone who likes to ride fast or someone who likes to ride furious. A road bike would be recommended for former and an MTB for the latter.

A hybrid bicycle would be the best option for a beginner in our opinion. They are lighter and versatile. Hybrid bicycles allow you to ride comfortably on city roads as well as indulge in some off-road trails.

Where to buy a cycle from is another problem you might have to deal with. An online store gives you access to all types of brands and ranges of bicycles available with their user reviews. But it is always risky, as you cannot have test rides.

You also cannot haggle for accessory discounts and are at mercy of the online dealer if you need to initiate a return. Besides, you would also need to assemble the product yourselves. Buying at a local shop will give you the freedom of test riding the bicycles before buying.

You will have an expert help you with your doubts and after sales-services will be hassle-free. You can also bargain for discounts on accessories. But on the downside, you will have a limited option to choose from. 

You will find mostly high-end costly bicycles at such shops. Considering all the factors, we will suggest ‘BTWIN Riverside 100’ a safe bet for someone looking for a bicycle under ten thousand. Similarly, ‘BTWIN Rockrider 340’ is our recommended MTB under fifteen thousand.

Decathlon is a reliable brand and these cycles come with enough good reviews on online forums. With multiple shops all around the cities, as a beginner, it can become your one stop shop for all your cycling needs and expert opinions. Firefox Rapide 21S is our pick from the higher end of our budget.

It is an excellent overall entry-level hybrid bicycle with premium design. This bicycle includes good components at a very competitive price range.

About the author 


Piyush Kashyap is a Ph.D student at Sant Longowal Institute of Engineering and Technology, Sangrur. He is a budding editor/ writer and has been working as a part-time reviewer for online content. He loves to read tech-based articles and has a knack for reviewing such articles He likes to stay updated about the latest trends in technology. He has also been working as a reviewer for many scientific journals. He also writes articles based on science. Know More About Piyush

Piyush Kashyap is a Ph.D student at Sant Longowal Institute of Engineering and Technology, Sangrur. He is a budding editor/ writer and has been working as a part-time reviewer for online content. He loves to read tech-based articles and has a knack for reviewing such articles He likes to stay updated about the latest trends in technology. He has also been working as a reviewer for many scientific journals. He also writes articles based on science. Know More About Piyush

Piyush Kashyap is a Ph.D student at Sant Longowal Institute of Engineering and Technology, Sangrur. He is a budding editor/ writer and has been working as a part-time reviewer for online content. He loves to read tech-based articles and has a knack for reviewing such articles He likes to stay updated about the latest trends in technology. He has also been working as a reviewer for many scientific journals. He also writes articles based on science. Know More About Piyush

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